Outsource back office and save $84,700/year per specialist.
saved per year per specialist. Replace a $95,100 fully-loaded US AP/AR hire with a dedicated remote specialist at $10,400/year. A 4-person pod saves $330K+ annually.
AP, AR, bookkeeping, payroll prep, data entry, claims, document processing, KYC packets, HR ops — dedicated full-time staff placed globally starting at $5/hour. Inside your ERP, your AP automation, your CRM. SOPs, approval workflows, and audit trail visibility preserved.
Where the $84,700/year per specialist comes from.
Salary benchmarks reflect 2026 BLS data in major US metros. Net savings of 89% gross / 60–70% net · $330K+ on 4-person pods are realistic once you account for management overhead.
| Cost Component | In-House (US) | Zedtreeo Dedicated | Annual Savings |
|---|---|---|---|
| Base salary (US AP/AR Specialist) | $58,000 | $10,400 | $58,000 |
| Benefits + payroll taxes (30%) | $17,400 | Included | $17,400 |
| Equipment + software licenses | $3,500 | Included | $3,500 |
| Recruitment (15% of salary) | $8,700 | $0 | $8,700 |
| Office, IT, HR overhead | $7,500 | $0 | $7,500 |
| Total Year 1 | $95,100 | $10,400 | −$84,700 (89% gross / 60–70% net · $330K+ on 4-person pods) |
Six reasons buyers move first.
The arithmetic is unusually clean
A US AP specialist costs $75K-$95K fully loaded. The same role through Zedtreeo runs $10K-$16K/year. The ratio holds across all back-office functions. CFOs don't need a benchmarking exercise to justify the move.
Volume scales without org-chart drama
Most companies don't want to staff up a 6-person AP team in their headquarters city. Outsourced dedicated staff scale up and down without the local-hiring headache, office-space cost, or layoff risk profile.
Process discipline gets better, not worse
Outsourced back office often runs to tighter SOPs than in-house equivalents because the engagement starts with a written process spec — something most in-house operations have never bothered to formalize.
OCR + AI tooling lifts every specialist 30-50%
Modern AP and document processing runs on Tipalti, Stampli, Rossum, Klippa, Hyperscience. A dedicated specialist at $5-$7/hr running on top of these tools is more productive per dollar than an in-house hire at $30/hr without them.
Audit-readiness improves measurably
A dedicated AR team running a documented process for 18 months produces cleaner audit trails than an in-house team where the knowledge lives in one person's head. SOC 2, HIPAA, and SOX environments supported.
Free up senior operators from back-office trap
Most companies have founders or senior operators doing back-office tasks because no one else can be trusted with the bank account or QuickBooks login. Outsourced staff under your approval workflows is the cleanest path out of that trap.
From brief to first day of work.
Most engagements move from first conversation to a fully onboarded dedicated specialist in under two weeks.
Brief
45-min scoping. Scope, volume, tooling, SOPs. Written role spec + SOW. Day 1.
Shortlist
Tooling test + domain screen + 2–4 profiles. Days 1–4.
Interview
Paired workflow exercise against your sandbox or anonymized data. Days 5–7.
Onboard
NDA + DPA, ERP/AP system access, document platform. Days 8–10.
Manage
Specialist reports to your operations lead. Quarterly accuracy + throughput review.
Tiered by experience, not by tricks.
No recruitment fees, no minimums, no per-task surcharges. Month-to-month.
Standard
Data entry, AP/AR specialist, document processing, CRM hygiene.
- ✓Full-time dedicated
- ✓Your tooling + NDA
- ✓Equipment + benefits
- ✓Replacement guarantee
Mid
Senior AP/AR, bookkeeper, payroll specialist, claims, HR ops.
- ✓3–5 years experience
- ✓Tooling certifications (NetSuite, QB, Bill.com)
- ✓Month-end close work
- ✓Exception ownership
Senior
AP/AR lead, KYC/AML analyst, operations team lead, SOC 2 audit support.
- ✓6+ years experience
- ✓SOP authoring
- ✓Audit-readiness
- ✓Manages 4-8 specialists
Common questions.
If you don't see your question, our team usually replies within 4 hours.
How much does back office outsourcing cost?
How fast can I hire outsourced back office staff?
Are these freelancers or dedicated employees?
What about access controls and financial authority?
How do you handle data security and compliance?
What if my outsourced specialist doesn't work out?
Can I outsource just one function like AP only?
Do I need to provide my own SOPs?
Related pages.
Save $84,700 per seat. Year 1.
Get matched with a dedicated specialist in 48 hours. Free 5-day trial. No contracts. No recruitment fees.